Charlie Chat AI

Investment Grade: N/A

Gross Operating Income

$1,269,000

Net Operating Income

$1,123,260

Expense Ratio

11.48%

Cap Rate

16.05%

Debt Service Coverage Ratio

2.33

IRR at End of Holding Period

0.00%

Cash Flow (Before Tax)

$640,926

Cash Flow (After Capital Reserve)

$617,426

Return on Investment (at Year 10)

0.00%

Annual Debt Service

$482,334

Loan Balance (Year 1)

Break-Even Point

N/A (No positive cash flow within horizon)

Cash-on-Cash Return

38.35%

Projected Equity (at Year 10)

Assumptions

FINANCING

Purchase Price ($)

Down Payment (%)

Interest Rate (%)

Loan Term (Years)

Closing Costs (%)

Disposition Cap Rate (%)

RENTS

Number of Units

Avg Monthly Rent (per unit) ($)

Vacancy Rate (%)

Annual Rental Growth Rate (%)

Other Income ($)

Income Reducers ($)

OPERATING EXPENSES (ANNUAL)

Property Taxes ($)

Insurance ($)

Property Management Fee (%)

Maintenance & Repairs ($)

Utilities ($)

Contract Services ($)

Payroll ($)

Marketing ($)

G&A ($)

Other Expenses ($)

Expense Growth Rate (%)

CAPITAL EXPENDITURES (ANNUAL)

Capital Reserve (per unit) ($)

Deferred Capital Reserve (per unit) ($)

Holding Period (Years)